Auto Insurance, Windsor, ON

Our brokers can help you determine if there are gaps in your auto insurance policy protections.

Auto insurance can sure be complicated. Sometimes it seems like every time you turn around the rules are changing. Well, that’s because, they are.

At St. Clair Insurance brokers, we can’t stop the rules from changing, but we can do our best to help you understand what coverage you need and why you need it!

The Ontario Government mandates that everyone who wants to drive a car must have a valid driver’s license and suitable auto insurance. Here are a few important topics related to auto insurance coverage to be aware of:

  • Third Party Liability: This coverage protects you if someone is injured or killed or their property is damaged. It will pay for legitimate claims made against you up to the limit of your coverage and will pay the costs of settling a claim.
  • Accident Benefits: These benefits are available if you are injured in an auto accident, regardless of fault. Accident benefits may include medical care, rehabilitation and attendant care, replacement of your income to a certain limit, an allowance when a caregiver is injured, and funeral expenses and death benefits when a person dies in an accident.
  • Uninsured Motorist: This coverage protects you if you are injured by another driver that does not have insurance, or if you are involved in an accident caused by a hit-and-run driver.
  • Direct Compensation/Property Damage: This coverage will pay for the damage to your car when another motorist is responsible for the accident.
  • Collision Insurance: Collision insurance pays for the damage or replacement of your automobile if you are involved in a collision with another vehicle or object, and it happens to be your fault.
  • Comprehensive Insurance: Comprehensive insurance policies are designed to pay for damage to your car for things like fire, theft, or broken glass.

If you are interested in looking at your current auto insurance policy or need to address gaps in your coverage in Windsor, Ontario, contact your broker at St. Clair Insurance Brokers today.

Auto Insurance in Chatham, ON

Get a Quote

Find out more about getting the right insurance coverage for you, or to discuss your existing insurance policies contact us.

Get A Quote

Get a Quote Today!

or Call Us at 1-866-308-9307

St. Clair Insurance Brokers Inc.