Seasonal and Secondary Home Insurance

Do you own a second property that you use as a seasonal residence or a secondary home?

If you use your second property during one season of the year your property is likely a seasonal residence. If you use it periodically but year round it may be termed a secondary residence. The type of property determines your insurance requirements.

A seasonal or secondary residence is generally added as an additional location to your homeowner’s policy. However it may be issued on a stand-alone policy depending on its condition, age and proximity to fire protection as well as coverage requirements.