Business Liability Insurance

If you own and operate a business, you know that anyone who interacts with your business can file a lawsuit against your operations for any number of reasons, from wrongful termination to bodily injury.

Commercial Auto and Fleet Insurance

Most people are familiar with auto or vehicle insurance because you are required by law to carry auto insurance for vehicles you drive on the road.

Commercial Farm Insurance

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Commercial Property Insurance

Property insurance is a vast, complex and technical area of insurance. At St. Clair we understand that every business has different needs and faces different threats.

Contract Bonding

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Contractors Insurance

As a subcontractor, general contractor, or other type of contractor in the Windsor, Ontario area, you may be required to carry contractors insurance by law due to your specific operations or because of the businesses you work with.

Corporate insurance

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Cyber Liability Insurance

Every so often, the news reports yet another data breach where a company has found their information has been accessed by an unauthorized party.

Directors and Officers Liability

Directors and Officers insurance (D&O) provides financial protection for the directors and officers of your organization in the event they are sued.

Home-Based Business Insurance

Do you run a home-based business or do your work from home? Whether you operate out of a dedicated space, like your garage, basement, or home office, or you simply set up every day at your dining room table, chances are you need additional coverage to protect yourself and your home-based business.

Professional Liability and Errors & Omissions Insurance

Anyone who holds themselves out as having a special body of knowledge, skill, or expertise and are paid for their work, service or advice, are professionals.

Repair Garage Insurance Program

There are a number of coverage’s unique to those in the automotive industry and, not all policies are created equally. Trust an expert in the industry to arrange coverage that will respond should an unfortunate event occur.

Contract Bonding

We specialize in providing complete coverage for your company and the projects you are involved in.

Whether you are a general contractor or a sub-trade we can offer a complete insurance solution to cover you and provide peace of mind.

We offer the following construction solutions:

  • General Liability Insurance
  • Professional Liability
  • Wrap-up Liability Program
  • Builders Risk and Installation Floater
  • Mechanical Breakdown (Boiler and Machinery)
  • Contractors Equipment Floaters
  • Risk Management & Loss Control
  • Environmental & Pollution Control Insurance

We offer the following bonding services:

  • Agreements to Bond
  • Bid Bonds
  • Performance Bonds
  • Labour & Material Payment Bonds
  • Maintenance Bonds
  • Prequalification Letters

Classes of contractors we support:

  • Developers
  • General Contractors
  • Manufacturers
  • Road Contractors (paving, grading)
  • Sewer and Watermain Contractors
  • Site Services
  • Subcontractors (ie. mechanical, electrical, drywall etc.)

Get a Quote

Find out more about getting the right insurance coverage for you, or to discuss your existing insurance policies contact us.

Get A Quote

Get a Quote Today!

or Call Us at 1-866-308-9307

St. Clair Insurance Brokers Inc.