Business Liability Insurance

If you own and operate a business, you know that anyone who interacts with your business can file a lawsuit against your operations for any number of reasons, from wrongful termination to bodily injury.

Commercial Auto and Fleet Insurance

Most people are familiar with auto or vehicle insurance because you are required by law to carry auto insurance for vehicles you drive on the road.

Commercial Farm Insurance

This is sample text to be replaced by your approved text. This is sample text to be replaced by your approved text.

Commercial Property Insurance

Property insurance is a vast, complex and technical area of insurance. At St. Clair we understand that every business has different needs and faces different threats.

Contract Bonding

This is sample text to be replaced by your approved text. This is sample text to be replaced by your approved text.

Contractors Insurance

As a subcontractor, general contractor, or other type of contractor in the Windsor, Ontario area, you may be required to carry contractors insurance by law due to your specific operations or because of the businesses you work with.

Corporate insurance

This is sample text to be replaced by your approved text. This is sample text to be replaced by your approved text.

Cyber Liability Insurance

Every so often, the news reports yet another data breach where a company has found their information has been accessed by an unauthorized party.

Directors and Officers Liability

Directors and Officers insurance (D&O) provides financial protection for the directors and officers of your organization in the event they are sued.

Home-Based Business Insurance

Do you run a home-based business or do your work from home? Whether you operate out of a dedicated space, like your garage, basement, or home office, or you simply set up every day at your dining room table, chances are you need additional coverage to protect yourself and your home-based business.

Professional Liability and Errors & Omissions Insurance

Anyone who holds themselves out as having a special body of knowledge, skill, or expertise and are paid for their work, service or advice, are professionals.

Repair Garage Insurance Program

There are a number of coverage’s unique to those in the automotive industry and, not all policies are created equally. Trust an expert in the industry to arrange coverage that will respond should an unfortunate event occur.

Commercial Property Insurance

Property insurance is a vast, complex and technical area of insurance. At St. Clair we understand that every business has different needs and faces different threats. That’s why we create bespoke policies that deliver exactly the right coverage.

Why choose St. Clair?
  • We get to know you. The more me know about you and your company, your operations, quality control standards, safety and risk management, the better job we can do
  • We will work on your behalf with underwriters to write your Commercial General Liability policy and provide extra coverage or amend policy wordings where appropriate
  • We can provide Tenants Legal Liability insurance to pay for damage to the portion of the building you rent which would otherwise be excluded
  • Other extensions of coverage available include: Pollution insurance, Forest Fire Fighting expenses, non-owned automobile insurance to cover rented or hire vehicles and employee benefits Errors and Omissions coverage
  • We will always work hard to reduce your premiums to the lowest possible level, by reviewing documents and contracts, understanding your supply chain etc.
  • Thanks to our long experience we are able to make practical recommendations which can reduce risk and help improve your company’s standing with the underwriters – again to reduce your premiums
  • We analyze any past claims and understand any changes that have been made to mitigate future claims to enable us to better negotiate with underwriters
  • We will work with you to make sure your suppliers have insurance and that you are afforded protection under those policies for their negligence. For example, where products are made in developing countries like China, the seller of Chinese-made products in North America is generally considered as the manufacturer, because successful recourse against the Chinese manufacturer is unlikely. Please see our Products Liability section here for more details

Get a Quote

Find out more about getting the right insurance coverage for you, or to discuss your existing insurance policies contact us.

Get A Quote

Get a Quote Today!

or Call Us at 1-866-308-9307

St. Clair Insurance Brokers Inc.