Contractors Insurance, Chatham, ON
Your business and employees will be better protected with contractors insurance.
Hiring a contractor can be a little nerve-wracking, but being a contractor who is in charge of the health and safety of their employees can be even more so! When you work in a trade that does construction, painting, HVAC systems, roofing, or other tasks that pose certain risks to employees, contractors insurance can help protect your business and your employees in the event of an accident on the job site.
Contractors insurance isn’t just something that will protect your business after an accident on the job, and in many cases, it can make you more attractive to potential clients. If you are not properly insured, any injury to your workers that occurs on a job site falls under the insurance of the homeowner or property owner, and these people are (rightfully) unwilling to take such a risk. Not only will contractors insurance help you keep your employees and business covered, but advertising that you have contractors insurance can also help you secure more work.
No two contractors are identical, so contractors insurance policies can vary quite a bit. Insurance can help mitigate risk, but contractors of different trades encounter very different risks, so it makes sense that there isn’t a standard form of coverage for contractors insurance. For example, an electrician and a painter would encounter very different risks during their work days, and would therefore have different insurance policies. At St. Clair Insurance Brokers Inc., we can help build a contractors insurance policy that is tailored to your specific operations.
If you have questions about contractors insurance for your Chatham, Ontario area business, let us know how we can help you with contractors insurance today.