Commercial Auto and Fleet Insurance, Chatham, ON
Commercial auto and fleet insurance is the ideal option if you have several vehicles and many different drivers using them.
If you own a corporation in the Chatham, Ontario area, you may have a number of vehicles that you make available for your employees, delivery personnel, and others. If you were to purchase separate insurance policies for each one, it would be exceptionally expensive. However, with commercial auto and fleet insurance, it is a simple matter to include all your vehicles on one policy and make changes as you replace vehicles or hire different drivers. At St. Clair Insurance Brokers Inc., we can help make sure you maintain adequate coverage on your fleet in accordance with regulations in order to reduce your risk should an accident occur.
We take the time to assess your risk tolerance and other factors that can influence the levels of coverage for your commercial auto and fleet insurance that will best suit your circumstances. The goal is to be neither under-insured nor over-insured, as both can have a financial impact on the success of your business.
A key difference between commercial auto and fleet insurance with standard commercial auto coverage is that there is more flexibility regarding who will be driving your vehicle. If you have service vehicles that could have more than one dedicated driver per vehicle, this is the coverage you want. If you have several vehicles, it can also be a good idea to go with commercial auto and fleet insurance because the premiums will be lower.
If you would like to know more about commercial auto and fleet insurance or other insurance coverages for your business, don’t hesitate to reach out to us.