the right cottage insurance policy

You are probably counting down the days until your cottage opens again and you can spend time relaxing by the water. While there is always a lot to do to get your cottage ready, remember to touch base with us at St. Clair Insurance Brokers Inc. to review your cottage insurance policy before the season begins.

We’ll go over your policy to note any changes, and if you have any plans to renovate or improve your cottage, we’ll make sure your policy complements your situation as closely as possible. We can also review your current cottage insurance policy and alter your coverages depending on if you:

  • Use it seasonally or as a second residence
  • Rent it out to guests when you are not using it
  • Live in your cottage throughout the year

In many cases, you can combine your cottage insurance with your homeowner’s insurance policy to get a better rate. We will review this as an option and determine if bundling your policies is the way to go. If not, we have a variety of great standalone cottage insurance policies available, and we’ll find the one that’s best for your needs.

We want you to have your best season yet at your cottage, and part of this means making sure you have the right cottage insurance policy. Reach out to us at St. Clair Insurance Brokers Inc. today to set up a consultation with a member of our team.