3 Essential Types of Business Insurance

At St. Clair Insurance Brokers Inc., we know that your business is important to you, and we want to help you protect it. To do that, there are various insurance coverages that you will need. In this article, we will go over three different types of business insurance that are essential to your success.

  1. Property Insurance–Whether you have a dedicated facility for your business, or you run it out of your home, you will need to insure the property where you work. Our team at St. Clair Insurance Brokers Inc. offers a variety of property insurance policies, including home-based business insurance, to suit a wide array of different situations.
  2. Professional Liability Insurance–Another essential type of business insurance is professional liability coverage. This type of insurance policy will protect your finances in the event that someone files a negligence claim for harm that may occur due to a mistake or failure to perform. In today’s highly litigious society, you never know when someone will decide to sue you, so professional liability insurance is crucial.
  3. Vehicle Insurance–A third key type of business insurance is vehicle insurance for your company cars, delivery trucks, etc. You depend on these vehicles to get your workers to important meetings, or to get your products to their destinations on time. Losing one in an accident can seriously disrupt your operations. Our team at St. Clair Insurance Brokers Inc. will consult with you about your company vehicles to help you get the best coverage policy for your needs.