Commercial Insurance

Big or small, it’s your business and you need to protect it.

At St. Clair Insurance we not only fulfill your insurance needs, we anticipate them. Close relationships with major insurers and specialty risk underwriters ensure St. Clair Insurance’s clients receive customized, comprehensive risk assessment and protection at competitive prices.
At St. Clair we serve as your trusted advisor in business.  We use a systematic approach when looking at the unique needs of your organization, resulting in the delivery of a suite of industry-specific coverages and value added services to reduce your total cost of risk.

Explore Our Commercial Insurance Products

Building and Content Insurance

Commercial Property Insurance

Property insurance is a vast, complex and technical area of insurance. At St. Clair we understand that every business has different needs and faces different threats. That’s why we create bespoke policies that deliver exactly the right coverage.

Commercial Auto and Fleet Insurance

Commercial Auto and Fleet Insurance

Whether you have one commercial vehicle or 50, we can provide a commercial auto insurance solution for you!

Business Operations

Farm Insurance

Get the right coverage for your farm. If you’re in the business of farming, visit our farm insurance section for everything you need to keep your operation growing strong.

Repair Garage Insurance Program

Choose the St. Clair Repair Garage Insurance Program. Learn more how St. Clair’s exclusive program can work with you and create an enhanced coverage program with broad wordings and preferred rates over our competition.

Contract Bonding

Whether your business is involved in general contracting, civil projects and road building, sewer and water main systems, sub-trades, construction suppliers, or manufacturers, you can trust St. Clair to create a surety facility that is right for you.

Directors and Officers Liability

Whether your organization is publicly traded, private, or non-profit, your directors and officers are exposed to a number of liabilities.

Professional Liability and Errors & Omissions

Anyone who holds themselves out as having a special body of knowledge, skill, or expertise and are paid for their work, service or advice, are professionals.

It’s what you know…and who you work with that counts.

We have partnered with leading Canadian and International insurance companies, as well as a large list of Specialty Risk Underwriters to ensure we are able to provide you with the best products at the most competitive pricing. This enables us to customize your insurance program to your unique needs. To see a list of our partnering insurance carriers, click here.

Sound Risk Management techniques enable us to recommend methods of avoiding or minimizing potential threats to your company’s assets.